Aliya Zhetibay writes Plenvest's plain-English guides to insurance, retirement, and taxes. Her focus is turning the concepts behind everyday money decisions — how IUL crediting works, term versus whole life, the order to fill retirement accounts — into explanations a non-specialist can actually use, with the trade-offs stated plainly.
She writes to a simple editorial standard: explain the honest trade-offs, including the downsides of products Plenvest's partner agency can help with, rather than write sales copy. Her guides on insurance and retirement are reviewed for accuracy by Evelina Nedossekina, a Florida-licensed Life & Health insurance agent.
Recent guides by Aliya
How indexed universal life (IUL) works · Term vs whole life insurance · Types of life insurance explained · Cash value life insurance · What is a LIRP? · IUL vs Roth IRA